Finances & Homeownership

Practical advice on budgeting, credit, down payments, and long term homeownership for buyers and homeowners in Alabama.

Finances & Homeownership FinCEN Real Estate Reporting Rules Are Changing—Here’s What Buyers Need to Know Before 2026 FinCEN real estate reporting rules are changing how certain residential real estate transactions are handled beginning March 1, 2026. As a result, If you’re buying property using cash, an LLC, or a trust, these new federal reporting requirements may apply to your transaction. While the rules won’t affect every buyer or seller, they are especially […]
Finances & Homeownership A Real-Life Financial Checklist for Buying a Home in Auburn & Opelika, Alabama What I Wish Someone Had Told Me Before I Started Saving for a Home There is something special about walking into your own front door, not a rental or someone else’s house, but yours. The dream of homeownership is universal, stability, space for your life, and a place that truly feels like home. For many […]
Finances & Homeownership Tax-Smart Real Estate Moves to Consider as We Head Into 2026 Every year, we have at least a handful of conversations that go something like this: “I did great on this property… but the tax bill surprised me.” If you own investment property, whether it’s a long-term rental, a short-term rental, or a commercial asset, taxes are one of the biggest factors that can quietly eat […]
Finances & Homeownership Looking Ahead to 2026: What Alabama Buyers Should Know After a Shifting 2025 Market If you paid any attention to real estate headlines in 2025, you probably felt the same thing many buyers did, confusion mixed with hesitation. Mortgage rates stayed higher than many hoped, home prices didn’t fall the way people predicted, and first-time buyers in particular were left wondering if buying a home was still realistic. As […]
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