Real Estate ExplainedReal Estate Safety & Education July 29, 2026

Where Does a REALTOR’s Commission Actually Go?

Where Does a REALTOR’s Commission Go?

When people hear that a home sold for $400,000, it’s easy to assume the REALTOR® just walked away with a huge paycheck.

I hear comments like this all the time:

“Wow! You must have made a fortune on that sale!”

The reality is…that’s almost never how it works.

One of the biggest misconceptions in real estate is that REALTORS® keep the entire commission. In reality, the money is negotiated, divided, and used to cover the many costs of running a real estate business.

Let’s pull back the curtain and take a look at where a REALTOR’s commission actually goes.

First Things First: REALTORS® Only Get Paid if the Transaction Closes

This surprises a lot of people.

Most REALTORS® don’t earn an hourly wage or salary.

We don’t get paid for:

  • Showing homes
  • Hosting open houses
  • Writing offers
  • Negotiating contracts
  • Coordinating inspections
  • Driving across town for showings
  • Answering evening and weekend phone calls
  • Solving last-minute problems before closing

If a transaction falls apart before closing, the REALTOR® has often invested dozens…or even hundreds…of hours without receiving any compensation.

That’s simply part of the business.

How Commission Works Today

Let’s use a simple example.

Imagine a home sells for $400,000.

When a seller lists their home, they negotiate and agree to a listing fee with their listing brokerage. That fee covers the professional services provided to market and sell the property.

The seller may also choose to offer compensation to a buyer’s broker, but they are not required to do so.

If a seller chooses not to offer buyer broker compensation, or offers less than what a buyer and their agent have agreed to, the buyer can ask the seller to contribute toward that compensation as part of the purchase offer. Just like the purchase price, repairs, or closing costs, buyer agent compensation can be negotiated during the transaction.

Every real estate transaction is unique.

Speaking of common misconceptions, you may also enjoy reading What Actually Stays with the House When You Sell?

Then the Commission Is Divided

Whether the compensation comes from the listing agreement, a negotiated seller concession, the buyer, or a combination of those sources, the money doesn’t simply go straight into one REALTOR®’s bank account.

Instead, the funds are distributed according to the agreements in place.

That often means the money is divided between:

  • The listing brokerage
  • The listing agent
  • The buyer’s brokerage
  • The buyer’s agent

Exactly how that distribution looks depends on the transaction and the agreements everyone has in place.

Where Does a REALTOR’s Commission Actually Go?

Let’s imagine a REALTOR®’s brokerage receives $12,000 in compensation from a transaction.

Many people assume that’s what the REALTOR® takes home.

In reality, that’s just the starting point.

Before an agent ever receives a paycheck, that money may be reduced by things like:

  • Brokerage split
  • Transaction fees
  • Franchise or royalty fees (if applicable)
  • Errors & Omissions (E&O) insurance
  • MLS fees
  • Local, state, and national REALTOR® association dues
  • Licensing fees
  • Continuing education
  • Marketing and advertising
  • Professional photography and videography
  • Signs and lockboxes
  • CRM and technology subscriptions
  • Fuel and vehicle expenses
  • Office expenses
  • Self-employment taxes
  • Health insurance
  • Retirement savings

Most REALTORS® are independent contractors, meaning they pay these expenses themselves.

Like any small business owner, they’re responsible for investing back into their business so they can continue serving clients.

REALTORS® Don’t Have a Guaranteed Paycheck

Unlike many professions, REALTORS® don’t receive:

  • Paid vacations
  • Sick leave
  • Employer-sponsored retirement plans
  • Guaranteed weekly paychecks

Some months include several closings.

Other months may include none, even though the work never stopped.

That’s why REALTORS® spend so much time building relationships, continuing their education, marketing their business, and serving clients long before payday ever arrives.

So…Is It Worth It?

Absolutely.

Helping first-time buyers get the keys to their first home.

Helping growing families find more space.

Helping empty nesters start their next chapter.

Those moments are why so many REALTORS® love what they do.

Behind every successful closing are weeks…or sometimes months…of work that most people never see.

The Bottom Line

The next time you hear someone say,

“That REALTOR® made a fortune on one sale.”

Remember there’s much more happening behind the scenes.

Before a REALTOR® ever sees a paycheck, the compensation has often been negotiated, divided according to multiple agreements, and used to cover the many costs of operating a real estate business.

And perhaps the biggest misconception of all?

REALTORS® don’t get paid when they start working.

Most only get paid if they successfully make it to the closing table.

Have Questions?

Real estate has changed over the past few years, and there’s a lot of misinformation floating around.

If you have questions about how commissions work, buyer agreements, or the home buying and selling process, we’re always happy to help.

The more you understand, the more confident you’ll feel when it’s time to make your next move.

If you’re preparing to sell, you may also enjoy our article on Should You Renovate Before Selling Your Home?

So, Where Does a REALTOR’s Commission Go? “It depends.”

Finances & HomeownershipHome SellingMarket Updates & TrendsReal Estate Safety & Education July 26, 2026

Should You Renovate Before Selling Your Home?

Real Estate Explained

Should You Renovate Before Selling Your Home?

If you’re thinking about selling your home, you’ve probably asked yourself one of the most common questions homeowners face:

“Should I renovate before I list my home?”

The honest answer?

It depends.

Some improvements can help your home sell faster and potentially for more money. Others may cost thousands of dollars without adding much value at all.

So, Before you start knocking down walls or replacing every countertop, here’s what you should know.

Start With the Simple Things

The best return on investment doesn’t always come from major renovations.

Sometimes, the biggest impact comes from making your home feel clean, well-maintained, and move-in ready.

A few simple updates like:

  • Fresh paint
  • Deep cleaning
  • Touch-up landscaping
  • Replacing burned-out light bulbs
  • Decluttering
  • Cleaning windows

can completely change a buyer’s first impression.

Many buyers aren’t looking for perfection, they’re looking for a home that has been well cared for.

Not Every Renovation Pays You Back

One of the biggest mistakes sellers make is assuming every dollar they spend will increase the value of their home.

Unfortunately, that’s not always how it works.

A $40,000 kitchen remodel doesn’t automatically increase your home’s value by $40,000.

In fact, some highly personalized upgrades may actually make it harder for buyers to picture themselves living there.

Instead of asking,

“What do I want?”

ask,

“What will today’s buyers appreciate?”

Every Neighborhood Is Different

The improvements that make sense for one home may not make sense for another.

For example:

A home in one neighborhood may need updated flooring to stay competitive.

Another neighborhood may place more value on outdoor living spaces.

In some cases, buyers expect fully updated homes.

In others, they expect to personalize the home themselves.

That’s why local market knowledge matters.

Focus on Repairs First

Before investing in cosmetic upgrades, make sure the basics are covered.

Buyers notice things like:

  • Leaky faucets
  • Damaged flooring
  • Peeling paint
  • Broken door handles
  • Loose railings
  • HVAC issues

Small maintenance items can create the impression that larger problems have been ignored.

Because of this, fixing these issues first often provides a better return than expensive cosmetic renovations.

Should You Renovate?

Here’s a simple guide.

Renovations that often pay off:

✔️ Fresh neutral paint

✔️ Updated lighting

✔️ Landscaping

✔️ Professional cleaning

✔️ Minor kitchen or bathroom updates

✔️ New hardware and fixtures

Renovations to think carefully about:

  • Luxury kitchen remodels
  • High-end appliances
  • Removing walls
  • Custom finishes
  • Swimming pools
  • Highly personalized upgrades

Every situation is different.

Talk to a REALTOR® Before You Spend the Money

One of the biggest advantages of working with a local REALTOR® is knowing where to invest and where not to.

Before spending thousands of dollars, ask an agent who understands your neighborhood and current buyer expectations.

Sometimes, spending $500 wisely can have a bigger impact than spending $20,000 in the wrong place.

The Bottom Line

Should you renovate before selling your home?

It depends.

The right improvements can absolutely help your home attract buyers and maximize its value.

The wrong improvements can cost time, money, and unnecessary stress.

Before starting your next project, let’s have a conversation about what makes the most sense for your home, your neighborhood, and your goals.

Sometimes the smartest renovation is knowing when not to renovate.

First Time HomebuyersHome BuyingHome SellingReal Estate Safety & Education July 25, 2026

Why Some Homes Sell Fast… and Others Sit on the Market

Why Some Homes Sell Fast…and Others Sit on the Market.

Real Estate Explained

Every time a home sells in a weekend, people ask the same question:

“What made that house sell so fast?”

And every time a home sits on the market for weeks or even months, people assume the answer is simple.

“It must be overpriced.”

Sometimes that’s true.

But not always.

The truth is, there are usually several factors working together to determine how quickly a home sells.

I’ve watched homes that needed cosmetic updates receive multiple offers because they were priced well and marketed effectively. I’ve also seen beautifully updated homes sit on the market because they missed the mark on pricing or presentation.

Price Is Important… But It Isn’t Everything

Pricing is one of the biggest pieces of the puzzle.

A home that’s priced too high can scare buyers away before they ever schedule a showing.

But pricing isn’t just about picking a number that “sounds right.” It’s about understanding the local market, comparable sales, current competition, and buyer demand.

Sometimes pricing a home competitively creates more interest, more showings, and even multiple offers.

First Impressions Start Online

Today’s buyers usually see your home online before they ever step through the front door.

That means your listing photos matter…a lot.

Bright, professional photos can make a home feel inviting.

Dark, blurry, or poorly composed photos can cause buyers to scroll right past a perfectly wonderful house.

Your online listing is your home’s first showing.

Make it count.

Condition Matters

You don’t need a fully renovated kitchen to sell your home.

But buyers do notice the little things.

Fresh paint.

A clean entryway.

Well-maintained landscaping.

Working light bulbs.

Small improvements can help buyers focus on the home instead of a growing list of projects.

Timing Can Make a Difference

Spring is traditionally a busy season, but homes sell year-round.

In fact, selling in the fall can sometimes mean less competition because there are fewer homes on the market.

The “best” time to sell depends on your goals and your local market, not just the calendar.

Marketing Is More Than Putting a Sign in the Yard

A great home deserves great marketing.

Professional photography.

Thoughtful descriptions.

Social media exposure.

Targeted advertising.

Agent networking.

The more qualified buyers who see your home, the better your chances of finding the right one quickly.

Buyers Don’t Just Buy Houses

They buy possibilities.

If you’re beginning your home search, browse homes currently available in Auburn and Opelika.

They picture birthday parties in the backyard.

Coffee on the porch.

Holiday dinners around the table.

The homes that create an emotional connection are often the ones buyers remember long after the showing ends.

So… Why Do Some Homes Sell Faster?

It’s rarely because of just one thing.

Usually it’s a combination of:

  • Pricing
  • Presentation
  • Marketing
  • Timing
  • Buyer demand
  • Strategy

The good news?

Most of those things are within your control.

Selling a home isn’t about luck.

It’s about making thoughtful decisions before your home ever hits the market.

Whether you’re thinking about selling next month or next year, having a plan can make all the difference.

First Time HomebuyersHome BuyingReal Estate Safety & Education July 19, 2026

What Actually Stays With the House When You Buy It?

What Stays With the House When You Buy It?

Have you ever walked through a home and wondered, “Does that refrigerator come with it?” Or maybe you fell in love with a porch swing, a beautiful chandelier, or even a one-of-a-kind carousel horse in the backyard. What Stays With the House When You Buy It?

The answer might surprise you.

One of the biggest misconceptions in real estate is that everything you see during a showing automatically comes with the home. In reality, some items stay with the property, while others belong to the seller unless they’re specifically included in the purchase agreement.

Let’s break it down.

What Usually Stays

In general, anything considered a fixture stays with the home. A fixture is something that’s permanently attached to the property.

Common examples include:

  • Built-in cabinets and shelving
  • Light fixtures and ceiling fans
  • Bathroom mirrors that are attached to the wall
  • Window blinds or shades
  • Built-in appliances like dishwashers and ovens
  • Mailboxes
  • Landscaping that is planted in the ground

These items are considered part of the property and are typically included in the sale unless the seller specifically excludes them.

What Usually Doesn’t Stay

Personal property belongs to the seller and usually moves with them.

This often includes:

  • Furniture
  • Televisions
  • Rugs
  • Artwork
  • Patio furniture
  • Grills
  • Potted plants
  • Decorative mirrors that are simply hung on a nail

Even if an item looks like it “belongs” with the home, that doesn’t necessarily mean it’s included.

The Gray Areas

This is where things can get interesting.

Items like these often create questions:

  • Refrigerators
  • Washers and dryers
  • Security cameras
  • Porch swings
  • Playsets
  • Sheds
  • Mounted televisions
  • TV wall mounts
  • Hot tubs
  • Garage shelving

Some sellers plan to leave them. Others intend to take them.

The only way to know is to ask.

What If You Love Something Unique?

Maybe it’s a custom-built dining table that fits the breakfast nook perfectly.

Maybe it’s the porch swing where you can already picture yourself drinking coffee.

Or maybe it’s a vintage carousel horse sitting proudly in the backyard.

If it makes the property feel like home, don’t be afraid to ask if it can stay.

The seller may say no, but they might also be perfectly happy to leave it behind. Sometimes they don’t want the hassle of moving it, and sometimes they’re simply willing to include it as part of the negotiation.

You never know unless you ask.

The Most Important Rule

Real estate contracts are designed to eliminate assumptions.

If you want something to stay, it should be written into the purchase agreement.

If the seller plans to take something that buyers might reasonably expect to remain, that should be clearly stated as well.

Clear expectations help prevent misunderstandings and keep everyone on the same page.

Before writing an offer, it’s important to make sure everything you want to stay (or not stay) be discussed with your agent. This also will help determine what a great offer looks like.

Final Thoughts

If you’re just beginning your search, you can browse homes currently available in the Auburn and Opelika area.

Buying a home isn’t just about four walls and a roof. Sometimes it’s the little details that make you fall in love with a property.

Whether it’s a refrigerator, a porch swing, or a carousel horse, remember this simple rule:

If you want it, ask for it. If it’s important to either party, put it in writing.

Because when it comes to real estate, clarity is always better than assumptions.

Have questions about what should be included in your offer? We’d be happy to help.

Home BuyingHome SellingLiving in Auburn & Opelika, AlabamaReal Estate Safety & Education July 18, 2026

Why Price Per Square Foot Can Be One of the Most Misleading Numbers in Real Estate

Price Per Square Foot – The Most Misunderstood Number In Real Estate

Helping buyers and sellers across East Alabama understand real estate, one question at a time.

“What’s the price per square foot in my neighborhood?”

As Realtors®, this is one of the most common questions we get from homeowners.

It’s an understandable question. Price per square foot is easy to find online, it’s often mentioned in market reports, and it seems like a quick way to estimate what a home might be worth.

In fact, many sellers become attached to that number before we ever sit down to discuss pricing.

The problem is that relying too heavily on price per square foot can create unrealistic expectations. In today’s market, pricing a home based on a simple calculation instead of its true market value can lead to fewer showings, lower offers, and ultimately more time on the market.

Before we talk about why, it’s important to understand what price per square foot actually tells us…and what it doesn’t.

What Is Price Per Square Foot?

Price per square foot is exactly what it sounds like. You take the sale price of a home and divide it by its finished square footage.

For example:

  • A home that sells for $400,000 with 2,000 square feet sold for $200 per square foot.

It’s a useful statistic because it helps identify general trends in a neighborhood or local market.

The key word, however, is general.

It’s a market indicator, not a pricing formula.

No Two Homes Are Truly the Same

Imagine two homes that are both 2,000 square feet.

One backs up to a golf course.

The other sits on a busy road.

One has a beautifully renovated kitchen with custom cabinetry and quartz countertops.

The other still has its original finishes from twenty years ago.

One has a screened porch overlooking a private backyard.

The other has no outdoor living space at all.

Even though they’re exactly the same size, they are unlikely to sell for the same price.

Square footage is only one piece of the puzzle.

Smaller Homes Often Have a Higher Price Per Square Foot

This surprises many homeowners.

A 1,400-square-foot home may actually sell for a higher price per square foot than a 3,200-square-foot home in the very same neighborhood.

Why?

Because certain parts of every home carry significant value regardless of size.

Think about the kitchen.

Bathrooms.

The garage.

The roof.

The HVAC system.

The lot itself.

Those costs don’t double simply because the house is larger. Since those fixed-value features are spread across fewer square feet in a smaller home, the price per square foot is often higher.

That’s completely normal.

Buyers Don’t Shop With Calculators (Well, Most buyers anyway)

When buyers walk through a home, they aren’t thinking:

“This feels like exactly $212 per square foot.”

Instead, they’re asking themselves questions like:

  • Can I picture my family living here?
  • Is the kitchen updated?
  • Do I love the backyard?
  • Is there enough storage?
  • Does the layout work for our lifestyle?
  • Is this home worth the asking price compared to others I’ve seen?

Those emotional and practical decisions influence value far more than a simple mathematical formula.

Location Can Change Everything

You’ve probably heard the phrase:

Location, location, location.

There’s a reason it’s still one of the biggest factors in real estate.

Two nearly identical homes can have very different values simply because of where they’re located.

Things like:

  • Neighborhood demand
  • School districts
  • Privacy
  • Lot size
  • Views
  • Nearby amenities
  • Traffic patterns
  • Future development

all influence what buyers are willing to pay.

That’s true whether the home is in Auburn, Opelika, or one of the many wonderful communities throughout East Alabama.

Appraisers Don’t Use Price Per Square Foot Alone

One of the biggest misconceptions is that appraisers determine value by multiplying square footage by a dollar amount.

They don’t.

Professional appraisers compare similar homes that have recently sold and then make adjustments for differences such as:

  • Size
  • Age
  • Condition
  • Updates
  • Lot characteristics
  • Garages
  • Pools
  • Outdoor living spaces
  • Overall appeal

This process creates a much more accurate picture of a home’s market value than a simple price-per-square-foot calculation ever could.

So… Is Price Per Square Foot Useless?

Not at all.

It’s actually a valuable tool when it’s used correctly.

Real estate professionals use price per square foot to identify market trends and compare similar properties.

The problem comes when it’s treated as the only factor in determining value.

Every home has its own story.

Every neighborhood is different.

Every buyer values different features.

That’s why pricing a home is both a science and an art.

The Bottom Line

Pricing a home isn’t about finding a magic number and multiplying it by the square footage.

It’s about understanding how buyers see your home in today’s market.

A well-priced home often attracts more interest, generates stronger offers, and creates a smoother selling experience.

On the other hand, pricing too high because of an oversimplified price-per-square-foot calculation can cause a home to sit on the market longer than necessary. As time passes, buyers naturally begin to wonder why it hasn’t sold, and that can make achieving your desired price even more challenging.

That’s why I prepare a Comparative Market Analysis (CMA) for every seller. A CMA looks beyond square footage to evaluate the things buyers actually pay for—location, condition, updates, amenities, lot characteristics, and recent comparable sales.

Our goal isn’t simply to tell you what your home is worth.

Our goal is to help you price it strategically so you can attract the right buyers and maximize your opportunity in today’s market.

Have a question you’d like us to explain?

Send it our way! Your question could inspire a future edition of Real Estate Explained. Whether you’re buying, selling, investing, or simply curious about the market in East Alabama, we’re here to help.

Finances & HomeownershipHome BuyingHome SellingMarket Updates & TrendsReal Estate Safety & Education June 30, 2026

Alabama Housing Market Update | What Buyers & Sellers Need to Know This Summer

Alabama Real Estate Market Update

What the Latest Data Means for Buyers & Sellers This Summer

As we head into the second half of 2026, one question keeps coming up:

“How’s the market?”

The latest statewide data from Alabama REALTORS® gives us a good snapshot of where things stand. While these numbers reflect the most recent statewide report available, they help paint the bigger picture of what’s happening across Alabama and how those trends compare to what we’re seeing here in the Auburn-Opelika area.

Here’s what stands out.

Home Prices Continue to Rise

According to the latest Alabama REALTORS® report, the statewide median home price is $263,518, up 15.2% compared to the same time last year. Year-to-date, median home prices have increased 18.2%, showing that home values continue to appreciate across the state.

For homeowners, that’s welcome news.

If you’ve owned your home for several years, there’s a good chance you’ve built more equity than you realize.

Find out what your home is worth.

Buyers Are Still Buying in the Alabama Real Estate Market

Despite higher mortgage rates, buyers haven’t disappeared.

The latest statewide report shows more than $1.8 billion in residential home sales, an increase of nearly 20% compared to the previous year.

That tells us one important thing:

People are still buying homes.

They’re simply taking a little more time, asking more questions, and making thoughtful decisions before writing an offer.

Inventory Is Giving Buyers More Choices

One of the biggest shifts we’ve seen this year is inventory.

Alabama’s housing supply has grown to 4.8 months, giving buyers more homes to choose from than they’ve had in several years.

For buyers, that’s great news.

Instead of feeling pressured to make an offer within hours, many buyers now have the opportunity to compare homes, negotiate terms, and make confident decisions.

For sellers, it means pricing your home correctly is more important than ever. Buyers have options, and the homes that are priced well and show beautifully continue to attract the most attention.

Mortgage Rates Continue to Fluctuate

Mortgage rates remain one of the biggest topics in real estate conversations.

The average 30-year fixed mortgage rate has stayed above 6%, causing some buyers to pause, but not necessarily stop looking.

Life doesn’t wait for interest rates.

People still get married, grow their families, relocate for work, downsize, and invest in real estate. Those life changes continue to drive the housing market.

First-time homebuyer resources

What We’re Seeing Here in Lee County

Statewide reports are helpful, but real estate is always local.

Here in Auburn, Opelika, and the surrounding Lee County area, we’re seeing many of these same trends. Well-priced homes continue to attract strong interest, while buyers have a little more breathing room than they did just a couple of years ago.

Homes that are updated, well-maintained, and priced appropriately are still selling. Homes that are overpriced or need significant work are taking a little longer.

The market isn’t “hot” or “cold.”

It’s becoming more balanced, and that’s creating opportunities for both buyers and sellers.

Should You Wait?

I get asked this question almost every week.

The truth is, there’s rarely a “perfect” time to buy or sell.

The best time is when it makes sense for your family, your finances, and your goals.

Whether you’re thinking about upsizing, downsizing, investing, or simply wondering what your home could sell for, having the right information makes all the difference.

If you’re curious about today’s market or want to know what your home might be worth, I’d love to help.

No pressure. Just honest advice.

Thinking about buying or selling in Auburn, Opelika, or anywhere in Lee County? Let’s talk about your goals and create a plan that’s right for you. The market may have changed, but opportunities are still out there. Contact Kent McCown Group Now!

Finances & HomeownershipFirst Time HomebuyersHome BuyingMarket Updates & TrendsReal Estate Safety & Education June 29, 2026

What Do Higher Mortgage Rates Really Mean for Home Buyers?

What Do Higher Mortgage Rates REALLY Mean for Buyers?

Every time mortgage rates make the news, my phone starts ringing.

“Should I wait?”

“Are rates going back down?”

“Is now a terrible time to buy?”

The truth is, Higher Mortgage Rates do affect affordability. But they don’t always mean you should put your home search on hold.

Let’s break down what higher rates really mean.

First…What Causes Mortgage Rates to Go Up?

One of the biggest misconceptions is that mortgage rates are set by one person.

In reality, they’re influenced by a combination of factors like inflation, the overall economy, employment, investor confidence, and decisions made by the Federal Reserve. While the Federal Reserve doesn’t directly set mortgage rates, its policies can influence where rates head over time.

That’s why rates can change from week to week, and sometimes even from day to day. It can feel confusing when the news talks about the Federal Reserve and mortgage rates. If you’d like to better understand the connection, the Federal Reserve offers helpful information about its role in the economy.

Yes, Higher Mortgage Rates Mean Higher Payments

This is the part everyone notices first.

If you’re borrowing the same amount of money, a higher interest rate usually means a higher monthly payment.

That may affect:

  • The price range you shop in.
  • How much home you can comfortably afford.
  • Your monthly budget.

For some buyers, that simply means adjusting expectations rather than giving up on buying altogether.

But Here’s What Most Headlines Leave Out…

Many buyers assume that if rates are higher, they should wait until they come back down.

The problem?

Nobody knows exactly when, or if, that will happen.

Waiting also comes with risks.

Home prices may continue to rise.

Competition may increase if rates drop and more buyers jump back into the market.

And the perfect home you’re waiting for today may not be available six months from now.

Trying to “time the market” is incredibly difficult.

That’s one reason I believe in staying informed about the real estate market instead of relying on headlines alone.

Don’t let one day’s headline determine your plans. Freddie Mac’s weekly mortgage rate report is a great resource for understanding how rates are changing over time and putting today’s numbers into perspective.

A Little Perspective Helps

Today’s mortgage rates feel high because many of us remember the historically low rates during 2020 and 2021.

But those rates were the exception, not the rule.

According to the Alabama REALTORS® Economic & Real Estate Report, the average 30-year fixed mortgage over the past 40 years has been approximately 6.5%. While rates have moved up and down over time, today’s market is much closer to the long-term historical average than many people realize.

That doesn’t make higher payments any easier, but it does remind us that today’s rates aren’t unprecedented.

Even with higher mortgage rates, many buyers still find that the long-term benefits of homeownership outweigh waiting on the sidelines.

Remember…You Can Always Refinance

One thing many buyers overlook is that your purchase price is permanent.

Your interest rate isn’t.

If rates decline in the future, many homeowners choose to refinance into a lower rate while continuing to enjoy the home they already own.

Of course, refinancing isn’t guaranteed and depends on future market conditions, but it’s an option many buyers keep in mind when deciding whether to purchase now.

Buying a home is a big decision, and the more informed you are, the more confident you’ll feel. The Consumer Financial Protection Bureau has a great collection of home buying resources that can help answer questions before you even begin your search.

Focus on What You Can Control

Instead of worrying about predicting interest rates, focus on the things you actually control.

You can:

  • Improve your credit score.
  • Save for a larger down payment.
  • Reduce debt before applying for a mortgage.
  • Shop with an experienced lender who can explain different loan options.
  • Work with a REALTOR® who can help you negotiate the best possible purchase.

Those decisions often have a greater impact on your home-buying experience than trying to guess what rates will do next.

My Advice

Every buyer’s situation is different.

For some people, waiting makes sense.

For others, buying now is absolutely the right decision.

That’s why my answer is almost always…”It depends.”

It depends on your finances, your goals, your timeline, and the local market.

If you’re wondering whether now is the right time to buy, let’s have a conversation. It’s important to prepare before you start house hunting so you’re ready when the right home comes along. We can look at your options together, run the numbers, and decide what makes the most sense for you—not what the latest headline says.

 

Behind The ScenesCommunity & EventsFinances & HomeownershipReal Estate Safety & Education June 21, 2026

Why History Still Matters: Lessons Beyond Real Estate

Why History Still Matters

When I walked into the NAR conference last week, I had never heard the name Doris Kearns Goodwin. As she was introduced, an 83-year-old woman walked onto the stage with a big smile on her face. Her bright purple blazer perfectly matched her eclectic, colorful pleated skirt, and she completed the outfit with black platform tennis shoes. I had no idea what to expect, and I certainly didn’t realize we were in for such a treat.

She began sharing stories from her life as a presidential historian. Her love of writing and details began when she was a little girl. Her father would ask her to listen to baseball games on the radio and write down every play so he could read about it when he got home from work. She didn’t realize it at the time, but he was nurturing a gift. Little did she know, he probably could have read about the game in the newspaper the next day. Instead, he was teaching his daughter how to observe, remember, and tell a story.

That love of history and writing eventually led her to work for President Lyndon B. Johnson. She later married Richard N. Goodwin, who served as a speechwriter for Presidents John F. Kennedy and Lyndon B. Johnson. In fact, he helped draft President Johnson’s address to the nation following the assassination of Dr. Martin Luther King Jr.

I held onto every word and honestly didn’t want her speech to end. I don’t think I have ever been so engrossed by a speaker. She was sassy, elegant, eloquent, and incredibly knowledgeable. I have always loved history, but she brought it to life in a way that made it feel personal and meaningful. These weren’t stories from a textbook. They were stories she had lived.

Her biggest message was simple but powerful: we have to look back at history if we want to move forward. By understanding the past, we can learn from mistakes, appreciate progress, and continue making positive changes instead of repeating the same failures.

History Shapes Homeownership

As REALTORS®, we spend a lot of time looking ahead. We help buyers plan for the future, sellers prepare for the next chapter, and families build wealth through homeownership. But listening to Doris reminded me that some of the opportunities we enjoy today were hard fought and are relatively recent.

She lived through the Civil Rights Movement and witnessed the passage of the Fair Housing Act of 1968. Those changes expanded opportunities and reaffirmed the belief that everyone deserves equal access to housing. Homeownership has always been about more than houses. It represents stability, opportunity, and the ability to build a future.

Why Being Informed Matters

One of the things I admire most about history is that it teaches us perspective. We often think the challenges we face today are unprecedented, but history reminds us that previous generations faced difficult times too. Their stories can teach us resilience, leadership, and the importance of working together.

I’ve always believed that part of being a good REALTOR® is staying educated and informed. Whether it’s understanding market trends, legislation, or the history that shaped our profession, knowledge helps us better serve the people who trust us with one of the biggest decisions of their lives.

My Biggest Takeaway

I walked into that room expecting another speaker. Instead, I walked away inspired.

Doris Kearns Goodwin reminded me that history isn’t just about dates and events. It’s about people. It’s about stories. It’s about learning from those who came before us so that we can become better leaders, better neighbors, and better citizens.

Most importantly, she reminded me that progress doesn’t happen by accident. It happens because people stay informed, stay involved, and continue striving to leave things better than they found them.

And perhaps that’s why history still matters.

Because understanding where we’ve been helps us appreciate how far we’ve come and guides us toward where we’re going.

Before last week, I had never heard the name Doris Kearns Goodwin. I walked into the room expecting another speaker and walked out with a deeper appreciation for history and the people who lived it. Her stories reminded me that history isn’t just found in books. It’s found in people. And if we take the time to listen, we may learn something that helps us leave the world a little better than we found it.

Behind The ScenesFinances & HomeownershipReal Estate Safety & Education June 17, 2026

What Are REALTOR® Legislative Meetings and Why Do They Matter?

What Are the REALTORS® Legislative Meetings?

Each year, thousands of REALTORS® from across the country gather in Washington, D.C., for the REALTOR® Legislative Meetings. While many people assume these meetings are simply another conference, their purpose goes far beyond networking.

What Issues Are Discussed?

The REALTOR® Legislative Meetings bring members together to discuss important issues. These issues affect homeowners, buyers, sellers, and the real estate industry.

REALTORS® meet with lawmakers and policymakers to advocate for legislation. The legislation promotes housing affordability, protects property rights, and expands opportunities for homeownership. They also participate in committee meetings, educational sessions, and governance discussions. These meetings help shape the future of the association and the profession.

Some of the current priorities include increasing housing supply, supporting policies that improve affordability, preserving property rights, protecting fair housing, and maintaining tax policies that encourage homeownership. These issues impact communities across the country, including right here in East Alabama.

Why Do REALTORS® Meet With Congress?

One of the most important parts of the meetings is the opportunity for REALTORS® to meet directly with members of Congress. These Hill visits allow REALTORS® to share firsthand stories from their local markets. They also have a chance to explain how proposed policies affect the people they serve every day.

Why I Believe This Matters

As I prepared to attend the REALTOR® Legislative Meetings, I was reminded that being a REALTOR® means more than helping clients buy and sell homes. I appreciated the opportunity to be part of conversations that affect homeowners and future homeowners across the country and more importantly in Auburn/Opelika and the surrounding areas. I wholeheartedly believe it is important for REALTORS® to have a voice in shaping policies that strengthen communities, protect private property rights, and preserve the dream of homeownership for future generations.

I’ve always believed that if I’m going to advise clients through one of the biggest decisions they’ll ever make, I owe it to them to stay educated, stay involved, and stay current on the issues that affect homeownership and the real estate industry.

First Time HomebuyersHome Buying June 10, 2026

What to Look for During a Home Showing: 7 Things Buyers Often Miss

Let’s be honest.

Most buyers walk into a home and immediately head for the kitchen.

And while kitchens are important, some of the most important things to evaluate during a showing have nothing to do with countertops or appliances.

I’ve never had a client call me a year after closing and say, “I wish I had picked a different paint color.”

I have had buyers tell me they wish they had paid more attention to storage, drainage, traffic patterns, and how the home functioned day to day.

If you’re wondering what to look for during a home showing, don’t stop at the kitchen and bathrooms. Some of the most important things buyers notice after moving in are often overlooked during a tour.

1. Water Drainage

Take a look at the yard.

Are there low spots holding water?

Do gutters direct water away from the foundation?

Does the property slope toward or away from the home?

In East Alabama, heavy rains can quickly expose drainage problems. A beautiful backyard isn’t quite as appealing if it turns into a swamp after every storm. Many buyers exploring living in Auburn are surprised by how much lot topography can vary from one neighborhood to another.

For additional information on drainage and stormwater management, visit the City of Auburn Stormwater Program.

2. What to Look for During a Home Showing: Storage Space

Everybody notices the primary bedroom.

Few people check where the vacuum will go.

Look beyond bedroom closets.

Pay attention to:

  • Linen closets
  • Pantry storage
  • Garage space
  • Attic access
  • Utility storage

Trust me. Storage becomes more important after move-in day.

3. Natural Light

A showing only gives you a snapshot of a home.

Pay attention to:

  • Window placement
  • Tree coverage
  • Room orientation
  • Overall brightness

A room can look very different at 9 a.m. than it does at 6 p.m.

4. Noise Levels

Stand quietly for a minute.

Can you hear traffic?

Train horns?

Dogs barking?

Nearby commercial activity?

In Auburn, the neighborhood can feel very different once the excitement of a showing wears off. The same is true for buyers considering living in Opelika, where neighborhood character and surroundings can vary significantly depending on location.

5. Outdoor Living Space

Many buyers say they want a backyard.

Fewer buyers ask whether they’ll actually use it.

Think about:

  • Covered porches
  • Shade
  • Privacy
  • Entertaining space
  • Yard maintenance

The best outdoor space is one that fits your lifestyle.

Before purchasing, it’s worth exploring nearby attractions, parks, and amenities through Auburn-Opelika Tourism.

6. Future Maintenance

No home is maintenance-free.

During a showing, pay attention to:

  • Mature trees close to the house
  • Aging decks
  • Retaining walls
  • Drainage systems
  • Exterior condition

These items aren’t necessarily deal breakers, but they are worth understanding before making an offer.

7. How The Home Functions

This may be the most important one.

Imagine a normal Tuesday.

Where do shoes go?

Where do backpacks land?

Is the laundry room convenient?

Can multiple people move through the kitchen comfortably?

A house may look beautiful in photos, but living in it is a different experience.

Every community is different, which is why it’s important to explore various East Alabama Areas before making a decision.

The Goal Isn’t To Find A Perfect House

Every home has strengths and weaknesses.

The goal isn’t to find a perfect house.

The goal is to find the right house for your lifestyle, priorities, and long-term plans.

Looking beyond the kitchen and bathrooms can help you make a more informed decision and avoid surprises after closing.

Knowing what to look for during a home showing can help you avoid surprises after closing and make a more confident buying decision.

If you’re just getting started, our Buyer Guide walks you through the entire home-buying process from start to finish.